Why Choose Health Plus?

We're different than other plans.

No matter where you work, we believe getting good benefits should be simple. Health Plus Insurance was designed by small business for small business. Whether you own a start-up, an established business, work on contract, freelance, or are self-employed, Health Plus Insurance was created to offer you a better option for health benefits. 

coverage that pays more of your bills ... for less

We're experts in plan design and we focus on keeping your rates low and making sure you get the benefits you need. 

  • Higher limits for prescription drugs and paramedical services
  • Rates start low, and ​don't jump  every 5 years due to age (unlike other plans)
  • Premiums are tax-deductible 
plan options no matter where you work 

Whether you freelance from a home studio or head up a company from a downtown office, we want you to  have access to quality health insurance. 

  • 2 plan options to choose from, with single, single parent, couple, or family coverage
  • For business owners: flexibility to cover just yourself, your business partner, or your entire team
  • For Associations: offer the benefit your members want and let us handle the admin work 
service your way

We're small business too. We get that running a business is hard. You're not looking for a sales pitch, just a quality product and advice you can trust. 

  • Always speak to one of our licensed advisors, not a call centre
  • Simple online application and claims filing
  • We're a full-service broker. If you need help with other insurance we've got you covered. 

Wellness Resources Not Included in Other Plans
No extra charge, no claims required

Confidential Counselling 

Shepell Employee and Family Assistance Program (EFAP) offers confidential counselling and resources for life, work  and health challenges, from financial concerns to family crises, available in 100+ languages. 

HR Advice

From our expert on contracts, employment standards, office policies,  compensation and more.  Because no matter your business size, you want to do things right. 

Personalized Prescribing

To help make sure you are taking the right medication for your unique DNA. A simple test to help your doctor ensure your medication is doing its job. Completely private, no cost to you. 

The Health Plus Team 

We're not the big industry guys. We're small business too and a family team. This means we're concerned with what matters to you, not our shareholders' bottom line.

We designed Health Plus to offer you a better option for health insurance.  You should  be free to focus on building your business, not worrying about unexpected health expenses. 

health insurance team

You've got heavy hitters on your side

The team at our sister company Loran Insurance has specialized in benefits for small and mid sized companies for over 30 years. They're experts in smart, cost-saving group options and disability, life, and critical illness insurance. As a small business ourselves, Health Plus is proud to partner with companies equally committed to serving your needs. Wellness resources are brought to you in partnership with The Beneplan Cooperative, a company that has been an innovator from the start, with ideas such as buying groups to save you money. Health Plus PRIORITY and OPTIMUM plans are underwritten by The Co-operators and administered by MDM Insurance Services. 

Beneplan health insurance
Co-operators health insurance
Loran insurance