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Coverage

Health

Prescription Drugs
$30,000 annual maximum per person
Pay Direct. Dispensing fee $8 maximum
Paramedical Services
$600 PRIORITY, $1000  OPTIMUM per year/practitioner*
Physiotherapist, Chiropractor, Psychologist, Speech Therapist, Podiatrist/Chiropodist, Massage Therapist, Osteopath, Naturopath, Acupuncturist
*Preapproval required, PRIORITY: $250/practitioner to $600 combined, OPTIMUM: $300/practitioner to $750 combined, Psychologist does not require preapproval
Therapeutic Equipment including: Crutches, Casts, Walkers, Canes, Wheelchairs, Orthopedic Braces, Splints, Oxygen, Hospital Beds, Artificial Limbs, Diabetic Supplies
Laboratory & Diagnostic Services
Hearing Aids $500/36 months 
Accidental Injury to Teeth
Ambulance
Semi-Private Hospital Accommodation
Private Duty Nursing  $10,000 / 12 months

Travel

Out-of-Canada Emergency Health
up to 60 days per trip

Dental

Routine Exams with Scaling & Polishing one/9 months
Consultations, Diagnostic Procedures Preventative Services, Fillings, Extractions, Anaesthesia, Oral Surgery
X-Rays: Diagnostic
Bite-Wing: one/24 months
Full-Mouth or Panoramic: one/60 months
Periodontic Treatment Diseased Bone & Gums
Endodontic Treatment Including Root Canal Therapy
Denture Adjustments Repair, Rebasing, Relining
Scaling & Root Planing 12 units/year
Overall Dental Maximum  $1000 per person/year,
$1500 per person / year effective January 1st following 24 months plan membership (OPTIMUM only)
Major Restorative Dental including Crowns, Bridges, Dentures*
OPTIMUM Plan Maximum $600 per person/year, $1000 per person / year after 30 months plan membership
PRIORITY Plan Maximum $400 per person/year, $650 per person / year after 30 months plan membership
*Eligibility following 18 months plan membership

Vision

Glasses & Contact Lenses $200 / 24 months, $300 / 24 months after 24 months on the plan
Eye Exams $75/2 years

Two options to choose from…

OPTIMUM PLAN PAYS *

 90% HEALTH SERVICES

  • Prescription Drugs
  • Therapeutic Equipment
  • Hearing Aids
  • Lab & Diagnostic Services
  • Ambulance

 90% PARAMEDICAL


100%Semi-Private Hospital Room

  • Private Duty Nursing
  • TRAVEL Emergency Health
  • VISION

  80% DENTAL

  •  90% for accidental injury
  •  50% for major restorative dental

* to specified maximum coverage

PRIORITY PLAN PAYS *

 70% HEALTH SERVICES

  • Prescription Drugs
  • Therapeutic Equipment
  • Hearing Aids
  • Lab & Diagnostic Services
  • Ambulance

 70% PARAMEDICAL


100%Semi-Private Hospital Room

  • Private Duty Nursing
  • TRAVEL Emergency Health

 70% DENTAL

  •  Including accidental injury
  •  50% for major restorative dental

* to specified maximum coverage

Wellness Benefits Not Included in Other Plans

No extra charge, no claims required

CONFIDENTIAL COUNSELLING 

LifeWorks Employee and Family Assistance Program (EFAP) offers confidential counselling and resources for life, work  and health challenges, from financial concerns to family crises, available in 100+ languages. 

CUSTOM
HR ADVICE

From our expert on contracts, employment standards, office policies,  compensation and more.  Because no matter your business size, you want to do things right. 

PERSONALIZED PRESCRIBING

To help make sure you are taking the right medication for your unique DNA. A simple test to help your doctor ensure your medication is doing its job. Completely private, no cost to you. 

HEALTH PLUS RATES
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