Comparing insurance options should be easy
But complicated details, unfamiliar terms and confusing differences can make it a real chore. This should help.
Health Plus Advantages
Other plans have lower total limits and often very low per visit limits (e.g. $20).
Other plan limits are $5000 - $10 000.
The few with higher limits cost much more.
Other plans have deductibles and
Other plans celebrate your milestone birthdays with an automatic rate increase, often a hefty one. Every 5 years, age 45-65.
Other plans don't offer this way to save.
Other plans either don't offer wellness services at all or if they do they charge extra.
Big ad budgets don't mean better value ...
You've probably seen ads for big insurers like Manulife. But how do they really compare when it comes to personal health and dental insurance? Health Plus was designed to save you money, and give you the coverage you want.
Health Plus Optimum rates are $116 per month for a single. For a comparable plan Manulife charges $177, and rates go up as you age. Not with Health Plus. Unlike the big insurers we don’t think a rate hike is a great birthday present. For a family of 4, parents aged 45, a Manulife bill is $567/month. Health Plus Optimum is $296. For that you get higher drug limits, more paramedical coverage, and Wellness Resources.
Don’t get us wrong. Manulife is a good company. As brokers, we do business with the firm and sometimes offer Manulife products to our clients. But not in this case. If you want the best value insurance for your money, that’s Health Plus.
Health Plus members save up to $1056 a year*
*For a single, in premiums paid compared to Manulife Flexcare
Even if you have a pre-existing condition Health Plus may still be an option.
Other plans often simply deny coverage. Ask us what's possible.