Your Health Plus Rates
No need to fuss with complicated online quotes. Our rates are completely transparent.
With two plan options to choose from, for singles, couples, or families, getting started is simple.
Dual: couple or parent & child
Family: 3-4 people**
*Per month including taxes **$40/month/additional person
How We Keep Rates Low
Here's what this means to you.
With Health Plus, we want to make sure you're covered for everything you need, including high paramedical and prescription drug coverage. In a few situations for treatment beyond initial routine care, we simply ask for the
doctor or dentist's confirmation that ongoing treatment is necessary.
This easy pre-approval step helps keep your rates low because it means your plan is not paying for claims where a service provider is a little over-enthusiastic in recommending ongoing treatment that's not really needed. Or the dentist sees extra scaling as a way to keep a patient in the chair longer to inflate the bill. Sadly this happens more than you think. Happily, Health Plus avoids this waste.
What other plans do.
Other insurers recognize inappropriate, inflated claims are a big problem and pre-approvals are not unusual. As well, some insurers simply charge higher overall plan rates to protect themselves from waste and overbilling. Others set lower limits on what the plan covers. Or they set much lower per visit limits. Paramedical for example: some plans cover only $20 per visit. You probably know this doesn't come close to covering the cost of a treatment.
These tactics work for the insurance companies. For you, not so much. We believe the Health Plus way is better.