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Health Plus™
your ADR Institute of Ontario Member Benefit

ADRIO health insurance

Your ADRIO Member Benefits

HEALTH PLUS INSURANCE

Health + dental + travel + wellness benefits for ADRIO members. Health Plus plans help protect you from the unexpected. Learn more ...

STERLING CAPITAL RRSP

Save more for the future with a group RRSP. A great employee benefit for business owners and available if you're independent too. Learn more ... 

Health Plus Insurance

Health Plus plans are a great option whether you're a business owner with employees or solo professional. Flexibility to cover just yourself, your family, your business partner or an entire team. Health Plus can grow with your business. Plans are portable ... keep your plan between contract or if you change jobs. Or stop coverage if your new gig comes with benefits. 

BETTER COVERAGE AT BETTER RATES

2 plan options to choose from for single, couple, single parent, or family. Health, dental, vision and more, your ADRIO plan covers:

  • $30 000 prescription drugs per person/year
  • Up to $1000 per person/year for Paramedical Services 
  • 100% of emergency out-of-Canada health care costs 
  • $1000 per person/year for dental (more after 2 years on the plan) + coverage for accidental injury to teeth.

THE HEALTH PLUS TEAM

Experts in benefits for small business owners, self employed individuals, and association members. 

  • Personal service from a family team, not a call centre. 
  • Custom advice from a licensed professional, not a sales pitch
  • Options not available from other brokers. Focused on keeping your rates low. 
  • We've got all your insurance needs covered. Ask us about Group, Disability, Critical Illness, and Life.

BENEFITS YOU WON'T FIND WITH OTHER PLANS

Your ADRIO Health Plus plan comes with new extended services, including LifeWorks Employee Assistance Program (EAP). No added cost, no claims required. 

  • Confidential Counselling for life's concerns, from financial questions to family crises. In 100+ languages.
  • Custom HR advice to help build your business.
  • Personalized Prescribing to make sure you are taking the right drugs for your unique DNA
Health Plus Coverage & Rates
Apply Online

*If you'd prefer, you can download your Health Plus application and submit by e-mail or post.

Sterling Capital RRSP

NEW  In partnership with Sterling Capital Brokers, a new group retirement savings program (RRSP) is now available to all ADRIO members and their employees. All ADRIO members who own a business registered with the CRA are eligible. Whether you have a large team or it's just you, an RRSP can be set up to help save for the future. 

WHY EXPLORE A STERLING RRSP?

Saving for yourself or offering an RRSP to attract and retain talent, your benefit from the power of the Sterling group plan for members:

  • Save money with automatic payroll deductions
  • Group RRSP's allow for immediate tax savings 
  • Lower fees than with an individual RRSP through your financial institution 

THE STERLING CAPITAL TEAM

Health Plus and ADRIO have partnered with Sterling Capital to bring ADRIO members an industry-leading group retirement savings program. With Sterling you can count on:

  • Experts in retirement savings and dedicated advisors to ADRIO 
  • Professionally managed investment lineup
  • Low investment management fees
Learn More About Sterling RRSP

If you have questions about your ADRIO Health Plus member benefits don't hesitate to contact us

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