Health Plus™
your CMBA Ontario member benefit

About Health Plus


Health Plus was created to offer better health, drug, and dental coverage to small business owners, solo professionals, freelancers, and contract workers without an employee benefit plan. Health Plus for CMBA Ontario members covers:

  • $30 000 prescription drugs per person/year
  • Up to $1000 per person/year for Paramedical Services 
  • 100% of emergency out-of-Canada health care costs 
  • $1000 per person/year for dental care (more after 2 years on the plan) + coverage for accidental injury to teeth. No deductibles.

Experts in benefits for small business owners, self employed individuals, and association members. 

  • Personal service from a family team, not a call centre. 
  • Custom advice from a licensed professional, not a sales pitch.
  • Options not available from other brokers. Focused on keeping your rates low. 
  • We've got all your insurance needs covered. Ask us about Group, Disability, Critical Illness, and Life.

Health Plus for CMBA Ontario members comes with new extended services, including LifeWorks Employee and Family Assistance Program (EFAP). No added cost, no claims required. 

  • Confidential Counselling and Resources for life and health concerns, from financial questions to family crises. Available in 100+ languages.
  • Custom HR advice and resources to help build your business.
  • Personalized Prescribing to make sure you are taking the right drugs for your unique DNA.
CMBA health insurance

Health Plus for business owners

If you own a brokerage, large or small, and employ others Health Plus gives you great flexibility. Cover just yourself and family, your business partner, one or two employees or your entire team. Pay all or part or simply refer Health Plus to your people to consider for themselves. If you outgrow Health Plus, our sister company Loran Insurance has excellent group insurance options you won't find elsewhere ... plans designed to save you money and keep the benefits your people value.

Health Plus for CMBA financial Professionals 

If you are an independent broker or agent, or you work for someone else part-time or full-time without employee benefits, Health Plus is designed for you. Two plan options to choose from for single, couple, single parent or family, and personal counselling and resources you won't get with other plans. And Health Plus is portable ... you can keep your plan even if you change jobs or careers. Or stop your coverage if your new role comes with benefits. 

*If you'd prefer, you can download your Health Plus application and submit by e-mail or post.

Not a Canadian Mortgage Brokers Association member yet?  Click Here to learn more about what membership has to offer. 

If you have questions about Health Plus for CMBA Ontario members don't hesitate to contact us