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Health Plus™
your Family Dispute Resolution Institute of Ontario Member Benefit

About Health Plus

BETTER COVERAGE AT BETTER RATES

Health Plus was created to offer better health, drug, and dental coverage to small business owners, solo professionals, freelancers, and contract workers without an employee benefit plan. Your FDRIO plan covers:

  • $30 000 prescription drugs per person/year
  • Up to $1000 per person/year for Paramedical Services 
  • 100% of emergency out-of-Canada health care costs 
  • $1000 per person/year for dental care (more after 2 years on the plan) + coverage for accidental injury to teeth. No deductibles.

THE HEALTH PLUS TEAM

Experts in benefits for small business owners, self employed individuals, and association members. 

  • Personal service from a family team, not a call centre. 
  • Custom advice from a licensed professional, not a sales pitch
  • Options not available from other brokers. Focused on keeping your rates low. 
  • We've got all your insurance needs covered. Ask us about Group, Disability, Critical Illness, and Life.

BENEFITS YOU WON'T FIND WITH OTHER PLANS

Your FDRIO Health Plus plan comes with new extended services, including LifeWorks Employee and Family Assistance Program (EFAP). No added cost, no claims required. 

  • Confidential Counselling and Resources for life and health concerns, from financial questions to family crises. Available in 100+ languages.
  • Custom HR advice and resources to help build your business.
  • Personalized Prescribing to make sure you are taking the right drugs for your unique DNA

HEALTH PLUS FOR FDRIO MEMBERS

If you are a business owner, solo professional or freelancer without benefits, Health Plus is designed for you. Two plan options to choose from for single, couple, single parent or family, and personal counselling and resources you won't get with other plans. And Health Plus is portable ... you can keep your plan even if you change jobs. 

If you are a business owner Health Plus gives you great flexibility. Cover just yourself and family, your business partner, select employees or your entire team. And as an independent broker we have all your insurance needs covered. If you outgrow Health Plus, our sister company Loran Insurance has excellent group insurance options you won't find elsewhere ... plans designed to save you money and keep the benefits your people value, plus life, disability, critical illness, and long term care insurance options. 

*If you'd prefer, you can download your Health Plus application and submit by e-mail or post.

If you have questions about your FDRIO Health Plus plan don't hesitate to contact us

Phone

416-498-6944

877-218-0394