Category Archives for "News"

This November, Health Plus raised rates on our OPTIMUM and PRIORITY plans for the first time ever. This is unheard of in the insurance industry where rate increases are as common as the common cold. Our goal has always been to provide the best value health insurance plan on the market, without sacrificing the coverage that Canadians need. 

Why Now?

Trust us when we say we did not make this decision lightly. Healthcare costs in Canada are rising rapidly. This and the increased demand for healthcare services in a post-pandemic world have meant the cost of covering claims has also increased. To continue to provide the coverage and service plan members deserve rates had to go up. 

Save With Association Rates - Limited Time Only

Professional associations that partner with Health  Plus receive preferred pricing for their members. Now, we've extended that pricing to everyone if you apply by December 31st, 2022. Rates are guaranteed until November 2023. View Rates.

The Health Plus OPTIMUM Plan Is Now Even Better

We're continually committed to improving our Health Plus plans, as we have in each of the last five years. This year is no different. That's why we've made a few changes. 

What's New?

At Health Plus our goal is to provide the best health and dental plans to small business owners and freelancers. That means continually looking for ways to offer more coverage and working to keep  rates low. We know the past two years have brought a whole new range of challenges for all Canadians, particularly small businesses. Your insurance plans should help you lead a healthy life through the ups and downs. 

Current News ... 

We're happy to announce that effective December 1st, 2021, we've increased the Vision maximum (OPTIMUM plan) for eye exams from $50 to $75 every 2 years. We've also added coverage in both our PRIORITY and OPTIMUM plans for Intrauterine Devices (IUDs) as a form of contraception. This change was prompted by a client request and brings coverage in line with the health needs of Canadians. 

Keeping Your Rates Low ...

We are extremely proud that, as other insurance companies have increased rates, we have kept our plan rates the same. In fact, we have never raised our rates, something no other insurer can say. We also continue to offer the same low pricing at all ages. 

A Look Back ... 

As we mentioned, making the plan better for our members has always been important to us. Updates in the last few years include adding an Employee Assistance Plan (EAP), coverage for Major Restorative Dental, increasing dental coverage maximums, extending travel emergency health coverage and lowering rates for single parents. 

Wellness is Always a Priority ...

Health is more than just visits to the dentist. It's also about your mental health, emotional wellbeing, and financial wellness. We are committed to making wellness a part of our everyday lives. That's why we include free wellness benefits for our plan members and offer regular Wellness Moments on our blog and social media. And, wellness stays top of mind as we continue to build our plans. 

In 2021 You Deserve a Health Plus Plan Upgrade ... 

We designed our Health Plus PRIORITY and OPTIMUM plans to provide small business owners, freelancers and contract workers with better coverage for less than the big-name company plans. To ensure we continue to meet that goal, we’ve added to our plans every single year. 2021 is no different. In an especially tough year for business owners and freelancers, we want to make sure Health Plus plans are there to help. So we made a few changes.  

Paramedical Services  

To make it even easier for plan members to get the treatment they need we’ve increased the paramedical maximum from $150 to $250 per person / practitioner / year without pre-approval. All practitioners are still covered up to $750 per person / year with approval.  

Dental  

For OPTIMUM Plan Members we’ve increased the Basic and Preventative Dental Maximum from $1000 to $1500 per year, effective after 2 years plan membership. (Annual maximums are measured on a calendar year basis and begin January 1st.) 

Always Low Rates  

We’re committed to keeping rates low. In fact, we have never raised our plan premiums. Most insurance companies raise rates every year. We know our clients trust us to provide the best value coverage.  

Wellness Resources Always There to Support You 

Health Plus plans continue to come with extensive professional wellness resources to help with life and business challenges. The Shepell EAP provides professional counselling, online health, financial and family resources and programming – all free of charge.  

A personal pharmacogenetic test is new science that helps your doctor prescribe the right drug in the right dose for your unique DNA.  A simple test you do yourself at home can help reduce adverse / allergic reactions and avoid the ‘trial and error’ process it sometimes takes to find the right meds for physical or mental health concerns.  In some cases, it can be life-saving.  Test results are interpreted by the Health Plus consulting pharmacist who reviews them with you (and your doctor if you agree) and even suggests non-pharma treatment too.  You’re on your way to wellness more quickly with a Personalized Prescribing Plan.   

Whether you’re solo, employ staff, or work for someone else, you may have questions about contracts, compensation, policies, or other workplace concerns. Now, you can call the experienced HR professional at our partner, Beneplan for answers, suggestions on best practice, even policy templates. Without the cost of hiring a consultant, when you're a Health Plus client, you can call on Custom HR Advice.  

​We’ll be posting details very soon on how to access this toolkit of services.  In the meantime, visit ​workhealthlife.com, click 'browse as a guest' below the sign in, for a sample of the extensive EFAP support.  If you want to explore any of the three new services further before our next post, please contact us at Health Plus.  416-498-6944, 877-218-0394 or info@healthplusinsurance.ca.   We’ll be happy to connect you directly.